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Except a subprime loan was one that didn't meet the Fannie Mae, Freddie Mac criterion.

Uhuh. So you know that there is more issues then Israel in the world? Given that only a small fraction of the American population are Jewish (Hispanics are a lot bigger fraction and they are generally supporting Obama over McCain even ignoring the traditional Black-Hispanic rivalry), it won't...

Obama. Lets see: McCain has no problems spying on US citizens. Apparently he can cut taxes across the board, have large increases in defence spending for slight decreases in space exploration and arts He doesn't know what is in the constitution Roe v. Wade was a good decision For a...

Re: Rudd to say Sorry on February 12 You responded to a hypothetical with another hypothetical but misread the original hypothetical. There is nothing stopping them suing now. An apology is purely symbolic, it doesn't mean that all of a sudden they can sue, or not sue. If there is something...

Re: Rudd to say Sorry on February 12 No. But there is nothing stopping people affected from seeking compensation now. Having an apology and saying that the law was wrong does not retroactively make the law void. All activities that were legal at the time will still have been legal. Did you...

The UK public universities can now charge top-up fees of up to £3000 a year, as of last year. Which corresponds to about AU$7200 which is between Bands 2 and 3. If you take the maximum we pay more. An important thing to note is that this just began last intake of the UK (ie mid last year) so the...

As far as I know, it is only a problem if you plan on taking a semester after completing the requirements.

Or you know they can go to the stall :p Union perks are as follows: Access card holders get a discount of a minimum of 15% at events off the comparative non-access card holder cost. (For example club + access, versus just club, or non-club access versus non-club). Also the highest...

Yes I do keep and spend the cash monies Cecil.

Fantasy and stuff are talked about a lot, and there are a few activities centered around them (weekly screenings and movie outings, official or not). But mostly discussed by sutekh during the day in Manning. The weekly events of Pizza and Games and Beer and Cards, focus more on easy to learn...

Well given my timetable has one permutation where there is only one clash (and only one where I have all labs not clashing), I'm pretty sure that UNSW system wouldn't help me much.

I'm assuming I'll know when I'm happy to die, I'll be a little annoyed if I start dieing when I'm not. But that isn't know, and I don't know when it will be so we'll see.

Umm homosexuality is a desire for the opposite sex? What do you mean by desire? Desire to be the opposite sex? In which case wouldn't you have everybody going for more manly gay people?

Assuming that we are above a critical density. If we aren't then one of two things could occur, a big rip, or continual expansion. At the moment it looks most like continual but ever slowing expansion. Not a big crunch. Also why does gravity exist before the big bang? It didn't exist until a...

Actually monopolies only become a large problem where there exists partial regulation. Under a completely free market smaller services can steal the market from the monopoly. Partial regulation, such as intellectual property, creates the situation for monopolies.

Possibly. But you will have to fill out two transfer of credit forms (one for both institutions). You won't get an automatic exemption because you had one at macquarie but you might get one for the same reason you got one at macquarie.

More to promote early adoption of the access card. Since you need to collect the tickets pre feb 2nd.

I'm not well off, but that is largely irrelevant. Only the rich students (who also happen to be more likely to get in due to various factors not concerned with the school, bar possibly those graduates being better off and having alumni preference schemes) will pay that amount. What typically...

On the whole probably Australia, in terms of university entry, possibly America. There are more ways to get into university, you can take out federal loans for living costs, your parents can take out loans to help you go to university to any amount. Also there isn't a privitisation of the...

At elite universities given the proportion of AP courses (which are the ones mainly considered) the GPA is quite fair. It won't matter as much if you only get a B in English if you get the top grades in all the AP courses you do. Also the essay isn't suppose to be quantitatively fair, nor do...