credit cards (2 Viewers)

[piccaninny]

does anyone know bank with low interest rate for credit card? i have mine with anz right now but they charge heaps for all these fees. any ideas?

 

[Collin]

I'm not sure about this, but they should be able to waiver alot of your fees if you're a student. Reason I say I'm not sure is because obviously this is true for conventional debit cards, but specifically for credit cards I'm not so sure.

 

[LeftrightOut]

http://www.infochoice.com.au/banking/creditcards/default.asp

You don't get low interest rate cards in Australia, in the US you get decent 0% offers but not here.

You can find some fee free ones around but they usually offer no interest free periods. The Virgin one is probably your best bet.

Whatever you do don't get an Amex.

 

[breaking]

get one of those bling st george cards

 

[Scanorama]

Amex is one of the worst around. So many places will accept it because of the high fees.

 

[Collin]

I love you Mister Whitlam!!!!!!!111

 

[biggles04]

Yes, I agree, I wish he would run for parliament again
hmmmm, he's just too old now

 

[McLake]

I recommend a student card from your bank (several have them). They genrally have an interest free period and no or less fees ...

 

[InfiniteQ]

does anyone know bank with low interest rate for credit card? i have mine with anz right now but they charge heaps for all these fees. any ideas?

I think St George & Virgin are pretty competitive.

 

[White Rabbit]

Westpac has student cards, limit is only $500 though.

Mines Commonwealth, pretty high intrest, but for $30 a year, it's 55 days intrest free, so I don't get charged much, usually can pay it all back in time.

 

[Cyph]

Why do you care about the interest rate?

You don't ever want to be in the position of having to pay interest on your CC.. if you can't afford it/don't have the money for it, don't put it on your credit card.

I could care less whether I had a card with 1% or 100% interest.

 

[Cape]

u never know what u have to buy and if ur getting paid like once a month ... ur cash is gonna run out within one or two weeks.
Plus its better to research the interest rate now than to suddenly find out the hard way latter when u can't afford to pay it back in time.

 

[jase_]

I prefer my St George VISA debit card. You use it just like a credit card, except it comes out of your bank account instead! Hence no interest! It's pretty cool.

 

[braindrainedAsh]

I want to get a credit card to pay for things like my net connection and concert tickets online.... can you use a debit card like Jase has for those kind of things or does it have to be credit? I don't like spending non existant money so I would rather have it come out of my bank account.

 

[LeftrightOut]

You can use a VISA debit card for any transaction where VISA is accepted.

You just have to remember that the money is gone from your account instead of having like a month to pay it off.