ACTL1001 today. difficulty was more or less on par with what i expected. slightly harder compared to 2003 paper, although the trend is that the papers have been getting harder every year. but in my opinion, not overly hard, as in impossible. for me, nothing really to bitch about, maybe except the macro pricing question
*hopes for 80 in ACTL1001
lawforever: i think the hardness is to discourage people (being sachi and all), and basically to filter out those *hmm how to say it... who lack the ability that is required for actuary... i know it sounds harsh, but not everyone can be an actuary..