i don't see how the legislation affects rural students at all?
That might be because you aren't one.
If you read through some of the lobbying information you'd realise that these changes are an extreme disadvantage for many rural students. The increases in parental income thresholds still don't make financial sense particularly when there is more than one student having to leave home (and only 2 are built into the threshold taper when some families have more than 2). They are totally inequitable. While a combined income of $140k might seem a lot, if parents need to pay out $15-20k per student that is $30-40k (after tax that they have to find). Then if one dependent becomes ineligible for YA for any time that threshold almost halves even though the parents still have to find $15-20k from their
disposable income for their one dependent student. There are no tax concessions and no FTB help for the parents either. There are actually points in the new income taper at which rural students are indeed worse of than under the old dependence rate taper. Read the documentation of the senate committee if you really want to understand the issue. Their report notes that it is indeed inequitable legislation when it comes to rural/regional students whether they by rural students moving to the city to study or city students moving to rural universities and actually recommends that a $10k payment to students having to move to go to uni is what is the minimum needed to address equity of access for rural students.
In order for rural students to gain independence via workforce participation most will have to leave home for the two years because of the seasonal nature of work in most rural areas. That is something that isn't required for city based students which means the govt are perpetuating the city-regional divide rather than closing it as per their own targets. The assest test also affect rural students in a far greater way because many rural families are asset rich while income poor. Contrary to what many city folk might believe they can't just sell off a paddock or two to pay a years fees and they can't borrow against it either. Rural areas risk losing their professional and semi-professional population if these changes go through as these families will leave communities to return to the city for their children's education.
It was bad policy ill-thought out by city centric researchers that Gillard just adopted without consultation. Everyone is now paying for that.
As for the relocation scholarship I don't see how $1000 for all years after the first year is anything like "swimming in cash". Do you even have a clue as to what is needed to set up a home away from home? The initial $4000 has to cover rental bonds, utility bonds, furniture, household items like pots and pans, linen, crockery, whitegoods etc.