brahs
this is entirely QLD state Govts fault. Their shit planning laws have allowed extensive development on fucking flood plains, where there is a precedent for large floods (1974). They were provided with extensive engineering advice that told them they were holding the levels in wivenhoe dam too high to prevent a flood in the event of a large (and predicted) rainfall event in SE QLD and they ignored the advice.
Obviously the flash flooding in and around Toowoomba is far less easily prevented, fuck we have recently had damaged houses from flash flooding where i live, and we only got 50mm not 200 etc. Still, correct property and vehicle insurance would cover that incident, with the small amount of damaged infrastructure to be paid for by QLD state govt.
The majority of the development in Brisbane, the areas that were extensively flooded, should never have been built.
Repairing state infrastructure (personal development in that area shouldnt have been allowed to onus falls back to QLD govt AGAIN) that shouldnt be there in the first place, with Federal Funds and Levys, is paramount to a bailout for retardation.