If only one of them is successful, this means we can only either have:
- Lou successful, then Ali not successful
- Lou unsuccessful, then Ali successful
The first one has probability 0.7 x 0.4 = 0.28 by following the tree diagram.
Similarly, the second one has probability 0.3 x 0.6 = 0.18
Adding these two gives 0.28 + 0.18 = 0.46 and so the answer is (D).