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Is fee-help the same as HECS?

For UNSW, are there any extra details we need to use such as a tax file number or is it just the UAC details? damnit that means i can't accept USYD offers if i get one :(

I feel like im interested in optometry however: i didn't do the UMAT and only achieved an atar of 93.7 How should i go about getting in ? i heard UNSW allows for transfers from Med Sci but any other ways would be appreciated! thanks