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Credit History????where can we cheak it (1 Viewer)

7th Sign

Active Member
Joined
Sep 15, 2004
Messages
2,366
Location
Sydney
Gender
Male
HSC
2005
is their a way possible to check your credit history?

like how do different banks/ shifty money lending people get hold of it and we can not? Is their a site or something?

thanks
 

Idyll

Member
Joined
Mar 9, 2004
Messages
106
Gender
Undisclosed
HSC
2006
You don't have to pay, Baycorp just likes to make you think you do.

Go here, http://www.mycreditfile.com.au/my_c..._credit_file_product_information_default.aspx , scroll down until you see Free Service and follow the instructions.

The two ways to request a copy under the free service aren't the most convenient (fax and mail), and it will take them the 14 days. So if you think it's worth paying to get it quicker, go for it, but I refuse to pay money to an organisation to see information they have on file about me. Someone else might now, but I believe the current legislation requires Baycorp to provide this free service (and to service requests within 14 days).
 

Hindzy

New Member
Joined
Jul 31, 2006
Messages
11
Gender
Male
HSC
2010
You dont have to pay baycorp you just send them a request by mail to get a copy of your credit file.It takes 10 working days.It is your right under the privicy act to get a copy.
 

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