Your budget (1 Viewer)

[seremify007]

I should probably budget beforehand rather than tabulating my spendings afterwards :\

Haha this is exactly how I feel... *looks at credit card statement for month after buying 4 iPhone 6's and going out for a few nice dinners*....

 

[Gary_Oak]

I live with parents, so its differers
How much i earn: varies shift to shift..... on average $500..... but can be as high as $1000 in the summer (i work as a chef)
How much i spend:
House - My parents don't ask me to chip in for the mortgage, but however i chip in $50 into the gas/water/power bill whenever they come
Car - $75 per/week ($50 on petrol, $25 on insurance/rego/maintenance money on the side to pay whenever they come)
Food - varies (from $20-$50 per week)
Random stuff (when im bored, i buy) - varies (from $20-$200 per week)

 

[OzKo]

Per week:

$300 - Savings
$200 - Contribution to household expenses
$100 - Food/Drink
$300 - Credit Card (generally use this to pay for everything but food and drink)

 

[Gary_Oak]

Per week:

$300 - Savings
$200 - Contribution to household expenses
$100 - Food/Drink
$300 - Credit Card (generally use this to pay for everything but food and drink)

Why you need a credit card anyways??

 

[OzKo]

Why you need a credit card anyways??

Credit rating

 

[Chronost]

I happened to see this thread and it wasn't that long ago I posted here but funnily enough now that I'm moving overseas I actually do need to budget. Doesn't help that rent in Singapore is ridiculous lol.

Secondment? More pernament move?

 

[Chronost]

Average per month
Travel: $100
Food: $200
Savings:$1800
Spending on going out/entertainment/CS:GO keys: $300

 

[Drifting95]

Credit rating

Buying a property in the near future?

 

[OzKo]

Buying a property in the near future?

Within the next few years.

 

[Drifting95]

Average per month
Travel: $100
Food: $200
Savings:$1800
Spending on going out/entertainment/CS:GO keys: $300

Fuarrrrr GG savings

 

[obliviousninja]

Within the next few years.

RIP neighbour

 

[isildurrrr1]

Why you need a credit card anyways??

get dat frequent flyer miles.

also let hoes know you be baller with dat platinum card 18k credit limit nigga.

It's also nice to not worry about having exactly enough money in your account to complete a transaction (dat savings account).

oh and nice to have a huge credit history.

 

[isildurrrr1]

Got a $6.4k bill on the card to pay off this month lol.

car insurance
electric + gas
gfs bday dinner (everyone paid cash i put it through card)
gfs present
scratch repair
costco
groceries
and being a baller.

 

[SylviaB]

Got a $6.4k bill on the card to pay off this month lol.

car insurance
electric + gas
gfs bday dinner (everyone paid cash i put it through card)
gfs present
scratch repair
costco
groceries
and being a baller.

more like being a skinny ass white boy faggot

 

[seremify007]

Secondment? More pernament move?

2 year secondment

get dat frequent flyer miles.

also let hoes know you be baller with dat platinum card 18k credit limit nigga.

It's also nice to not worry about having exactly enough money in your account to complete a transaction (dat savings account).

oh and nice to have a huge credit history.

LOL that's true. Good summary. I love my QFF points Even thinking of buying an engagement ring on the Visa but then found out Signature Visa attracts a credit card surcharge.

 

[seremify007]

Got a $6.4k bill on the card to pay off this month lol.

car insurance
electric + gas
gfs bday dinner (everyone paid cash i put it through card)
gfs present
scratch repair
costco
groceries
and being a baller.

Haha I remember when I bought my Evo, and every year after at the same time each year I got hit up with $5k+ of CTP/rego + comprehensive insurance.

 

[isildurrrr1]

2 year secondment



LOL that's true. Good summary. I love my QFF points Even thinking of buying an engagement ring on the Visa but then found out Signature Visa attracts a credit card surcharge.

most retail jewellers don't have a CC surcharge as far as I know, it'd kill their business.

if you can get an amex either by itself or with a bank, they have huge reward points. i get 1.5 per dollar compared to .5 on the visa lol.

 

[OzKo]

2 year secondment



LOL that's true. Good summary. I love my QFF points Even thinking of buying an engagement ring on the Visa but then found out Signature Visa attracts a credit card surcharge.

 

[seremify007]

most retail jewellers don't have a CC surcharge as far as I know, it'd kill their business.

if you can get an amex either by itself or with a bank, they have huge reward points. i get 1.5 per dollar compared to .5 on the visa lol.

Buying from a diamond wholesaler/importer so it's a little different. Funnily enough she said if your Visa card is Platinum, Signature or Black then you have to pay 1% surcharge otherwise no surcharge. Unfortunately I have one of each but no "normal" Visa cards AMEX was out of the question too.

 

[isildurrrr1]

Buying from a diamond wholesaler/importer so it's a little different. Funnily enough she said if your Visa card is Platinum, Signature or Black then you have to pay 1% surcharge otherwise no surcharge. Unfortunately I have one of each but no "normal" Visa cards AMEX was out of the question too.

that seems very odd to discriminate on the platinum cards... usually theyd throw more bennies than punish you for using it.

just get a fee free regular visa and cancel it after you paid it off buying the ring